Identity theft occurs when a person poses as someone else and uses their information to steal from them. By accessing your personal information, criminals are able to empty your bank account or max out credit cards. Criminals can also fraudulently obtain new credit cards, cellular service, loans, and utility service among many other items that require personal information. The number of identity theft cases in the United States continues to grow exponentially. By taking certain steps, people can reduce their chances of becoming a victim of identity theft.

• Guard your trash. Shredders are cheap and effective way to dispose of un-needed receipts, mail or papers that contain personal information.

• Guard your mail. Outgoing bills should be put in a secure mailbox or dropped off at the post office.

• Guard your wallet or purse, including at work or at the gym. Many cases arise from personal items being left in public places; credit/debit cards are taken and used at local businesses then discarded.

• Review your credit card statements each month. Look for charges that you did not make, missing statements or bills from cards that you did not open.

• Check your credit history on an annual basis with the three credit reporting bureaus.
  • Equifax
  • Experian
  • Trans Union
  • Close any accounts that have been tampered with or opened fraudulently.
  • Contact your bank and the police department if you are a victim of identity theft.

For some helpful graphics with more identity theft tips and what to do if you become a victim, click here.

Resources

Federal Trade Commission

Ohio Attorney General